Helping adult children with the down payment: helping or hindering?

The parents quoted in this article have some great ideas on how you can help your children with the purchase of their first home whilst teaching them the value of money: Think before gifting the down payment on kids’ home

I'd love to hear your thoughts on parents helping adult children with the down payment on their first place. Is it a benefit or a detriment to the adult child's view on money and responsible borrowing?

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